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Car Credit – Tampa, FL

55 comments


Car Credit Address
Car Credit
3923 E Hillsborough Ave
Tampa, FL 33610-4541
Car Credit Website – Phone – Fax
Phone: 8132326100
Fax: 8132323880
Website: Yes

Car Credit Information
Dealer: Used Car Dealers (Wholesale)
Contact: Steve Couklich – Owner
Employees: 5
Yearly Sales Estimate: 18500000

Car Credit - Tampa, FL, 2.2 out of 5 based on 11 ratings
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{ 55 reviews… read them below or add one }

jacqualine hernandez April 6, 2010 at 5:33 pm

my mom has a car with you and she had to go to colombia because of emergency so i have been paying on her car since oct of 2009. today i got a call from soleda and she said she can not talk to me about acct and that i need my mom to call back asap i told her that my mom is in colombia very sick and doent know when she is coming back. soleda said she doesnt care she wants her to call us cause she can not talk to me about it. so i did a 3 way line and with my mom on the phone she call me a pendeja and my mom had to tell her to come down. my mom told her she doesnt have to talk to me like that. so i hope some one can call me at 813 377 7973 i need to talk to martha lopez asap

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laura May 21, 2012 at 11:42 pm

You are right Soledad es una bicha. La pendeja es ella. No la soporto. Si no fuera xq necesito el vehículo se lo meteria x el culo.

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Fred Smith May 11, 2010 at 8:55 pm

Friday 5-7-10 I traded a vehicle in on a vehicle at Car Credit’s Holiday location. I left there Friday evening with a complete signed contract, I recieved a call Saturday 5-8-10 from Ligia telling me I had to return the vehicle because they felt I could not make the payments. When I asked why that was she directed me to Martha Christinas who informed me that they had realized they were unable to get what they expected out of my trade. So what is the real problem? Sunday afternoon 5-9-10 they completely ruin my wife’s mothers day and have the car repossessed, less than 48 hrs. after we purchased it. They completely BREECHED their own contract and think it is ok. Monday 5-10-10 nobody except Soleda knows where the car is being kept with some of our personal belongings in it. Because of all this both my wife and I were unable to go to work that morning. This is the WORST company I have ever done business with!!!!!!

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Jessica Kay May 25, 2010 at 3:36 pm

I’m a college student at the University of South Florida, and I recently purchased a car from Car Credit of Tampa. The ads say that if you have a job you are approved. They kept their word, because I have horrible credit, but I had a job, and I was approved. Now I’m driving around in my Dodge Neon, and its in great condition.

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esuarez June 22, 2012 at 10:38 am

How much did they pay you to say that??!!

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Carmen April 24, 2013 at 6:52 pm

Yeah right how much they paid u to say that..they are a bunch of thief’s. That profit from people that are in need of a vehicle..believe me I learned the hard way and don’t recommend any one to throw away their money there.

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michelle January 29, 2011 at 9:18 pm

Let me tell you everybody, do not waste your time in this place..fist of all they don’t even have price tag on the car, so I asked the sales associate what was the price for a particular car, he told me that they did not have it , but to come inside the office and he can explain me how this work, Finally he took my information and I asked him one more time, why the cars will no have a price tag?, then he told me let me get the manager.. So this manager come with this BS! sorry to use this word! Saying that they don’t have prices for any of the cars until they run my credit!!! I could not believed what I was listening, I said so you are telling me to know the price of your car, I am enforce to run my credit? He plain and simple told me that he will not let me go in an Escalate if my credit does not go thru…What a Moron! I told this guy listen I am intelligent enouth to know what I can aford, therefore I will not run my credit, just because you dont have price tags on your car. This people what they are doing taking people maybe that are new on this country and taking advantage from them…how can you buy a car with out knowing the price! A customer will know what kind of credit will have but I will not run my credit until I feel that I see a clear athmosphere of what I am getting too…The manager plain and simple will not give price of the car until he runs your credit….of course so later can sell you the car double the price and then screw you with a higher interest…do not waste you time, if the cards are not clear at the table don’t do it…After I left I stop in toyota Brandon ..wow what a difference! price tag are on the car and the customer service is outstanding, even the service manager was great and the sales associate by the name “Bowtie” was great, polite and very helpfull ..his service will win my business and he really lay the cards on the table, he listen my concerns knowing that I want to make an smart decision,,, .Please be aware!! of that othere place that I went!

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Mario Bermejo March 30, 2011 at 11:13 am

Look this is not a good place they will rip you off selling you old car taking my trade in and the car they sold only had 1 week with AC in Florida then brought it back and they finance the fix of that car thats why they have a shop back there dont go there worst CarCredit.

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Carmen April 24, 2013 at 7:00 pm

PLEASE DO NOT BUY FROM THESE PEOPLE. I LEARNED THE HARD WAY. I WISH I HAD COME HERE BEFORE TO THIS PAGE AND READ THE REVIEWS. BAD PRACTICE IDK HOW THESE PEOPLE STILL IN BUSINESS.

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Milady Rivera April 28, 2011 at 11:55 pm

This place is a total rip off, I had a 2003 Ford focus from them…I literally missed 1 payment and they took it away…after a whole year and a half of paying the car perfectly..I couldnt believe it…the interest rates are sky high and the prices of the cars are not even worth it …Do not WASTE UR TIME PLEASE!!

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Elisa September 28, 2011 at 9:48 am

This place sucks!! Ugghh don’t even get me started… STAY AWAY! THEY HAVE NO RESPECT OR KINDNESS FOR OTHERS SALES REPS AND THE WOMEN THAT WORK THERE ARE SO RUDE. IM NOT BLACK, WHITE, ASIAN, ETC. I AM A HISPANIC WOMAN AND THEY STILL TREATED ME LIKE TRASH SO ITS PROBABLY NOTHING TO DO WITH NATIONALITY THAT’S JUST THE WAY THE HANDLE THEIR BUSINESS. WHAT A SHAME THEY TAKE ADVANTAGE OF PEOPLE AND THEIR BAD SITUATIONS WITH THIS ECONOMY. PLEASE PEOPLE TAKE A GOOD LOOK AT ALL THESE REVIEWS THEY ARE ALL BAD THERES NOT A GOOD REVIEW ON HERE!!

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esuarez June 22, 2012 at 10:41 am

So anybody that is not hispanic deserves to be treated like trash?? That is what I got from that statment…

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me July 9, 2012 at 5:32 am

Good observation esuarez.

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jhonny May 8, 2011 at 12:04 am

please save your self some trouble . stay way from those crooks they are so bad from the salesman to the top manager . no respect soecially if your black . scale from 1 to 10 a 0

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peter May 8, 2011 at 12:14 am

this place is so bad is not even funny . stay away from car credit tampa
total rip off , a a joke . there a other places that can help you out
no respect specially if you are black .

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stephanie May 8, 2011 at 12:25 am

hi everyone please dont go to car credit . this place is such a joke I went there few years
back and it was totally different . I guess they change the staff . no respect or kindness for human
beens . all they care is every penny you have n their car a really bad . I went to a different dealer
the same day and they got me done with out putting me down like a was some souce of a bug .
bad place

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rhonda taylor May 27, 2011 at 2:43 am

it is a shame the way car credit handles business god is going to take good care of those scandelious schemers the way they scam the less fortune i like others that i read about above have had the same situation with these people where i have paid 10,000dollars on a truck from them to be late on saturday they repo’d the truck on sunday and i lost 10,000 dollars for 150.00dollars i am disable have no more and yes i am black i feel like these people spit in my face and tried to tell me its raining its sad but god has his hands on the plan and is goingto make them feel all the pain & SUFFERING THEY HAVE IMPOSED ON OTHERS THEY WILL SEE ONE DAY HOW IT IS NOT TO GIVE APERSON A CHANCE IN THIS STUGGLING ECONOMY WE LIVE IN TODAY ALL I CAN SAY IS GOD BLESS YOU AT CAR CREDIT.

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rhonda taylor May 27, 2011 at 2:50 am

CAR CREDIT IS A SCAM THEY RESALE CARS OVER&OVER AFTER THEY REPO THE CAR THAT YOU ALMOST PAID OFF

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me November 2, 2013 at 5:08 pm

they wont repo it if u pay it dumbass

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john greer auto sales in bardenton fl. August 1, 2011 at 9:22 am

does e bay a lot however he hits with an xtra 295. for a car you bought administrative work takes less than 5 mints he buys his cars at aution there de tailed all readey the hammer goes down that what he pays teres a lot of SMOKE BLOWING with this charge if you have a car towed it does not need a tag he also clames there a s e check does not give the name of garage

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Sarina Rodriguez August 2, 2011 at 1:10 am

What a way to do business. Total rip off. They won’t talk to you unless you put at least $500 cash in their hands to hold while your sitting there listening to their BS. Don’t even ask them for a price on a vehicle because they dont have prices. Even after they run your credit it has to go to an interviewing department who determines what kind of car they will let you have. And please don’t fall for 0% interest. They work the 23% into the payments. This place is a complete joke. They need to be reported to better business and be closed!! Better off going to smaller buy here pay here. There are plenty in florida.

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Barb October 7, 2013 at 12:23 pm

They told me they dont even run a credit check when I was checking into a car
Thanks for the reviews…. its making me have second thoughts.

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LureneTannerb September 8, 2011 at 9:13 am

CAR CREDIT IS THE WORST PLACE TO BUY A CAR. SOL AND ALL THE WORKER THERE ARE RUDE AND NOT PROFESSIONAL AT ALL. OVER CHARGE PEOPLE. PLEASE BEWARE BEWARE. SOL IS EVIL AND THE OTHERS ARE CAN’T SPEAK ENGLISH VERY VERY BAD BAD PEOPLE.. GO SOMEPLACE ELSE PLEASE…..

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Elisa September 28, 2011 at 10:31 am

This place sucks!! Ugghh don’t even get me started… STAY AWAY! THEY HAVE NO RESPECT OR KINDNESS FOR OTHERS SALES REPS AND THE WOMEN THAT WORK THERE ARE SO RUDE. IM NOT BLACK, WHITE, ASIAN, ETC. I AM A HISPANIC WOMAN AND THEY STILL TREATED ME LIKE TRASH SO ITS PROBABLY NOTHING TO DO WITH NATIONALITY THAT’S JUST THE WAY THE HANDLE THEIR BUSINESS. WHAT A SHAME THEY TAKE ADVANTAGE OF PEOPLE AND THEIR BAD SITUATIONS WITH THIS ECONOMY. PLEASE PEOPLE TAKE A GOOD LOOK AT ALL THESE REVIEWS THEY ARE ALL BAD THERES NOT A GOOD REVIEW ON HERE!!

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C December 9, 2011 at 4:12 pm

THANKS FOR ALL THE RECIEW WILL NOT USE THEM

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me July 9, 2012 at 5:40 am

Thanks for all the what? Oh i get it you work there.lol

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Reese December 14, 2011 at 10:37 am

Omg, I wish I had read these reviews beforehand but my boyfriend wanted to rush and get a car and got one without me being there to be the sense and reason behind not doing it. They made him swipe his card before he could get a car and ended up walking away with something that he really did not want. Well then his car got repod and the Carcredit people would not tell him the name of the company or their address and just so everyone knows the repo company address is 4313 north Manhattan tAMPA, FL 33614 its by hcc dale mabry campus. Hope this helps some when those dumb people only give you the number of the repo company who are totally idiots. We are currently trying to just get his social and id out of the car which they have to return by law and they wont and tried to tell us that they follow Florida Agriculture Law which makes no sense at all because they are a repo company and have no agriculture at all.

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me July 9, 2012 at 5:42 am

They prob all smoke weed that’s what they meant.

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do whats right March 11, 2012 at 4:08 pm

Not that i am with the rip offs of credit tampa, but why can’t anybody sue or report them to bbb? it seems as if these ppl can and will get away with sealing from ppl like us who are trying to get into a decent vehicle. they feed off DESPERATE CITIZENS. what comes around goes around and if GOD see’s fit to put them out of business so be it. it’s such a shame you can’t trust ppl and a car lot all they want is your hard earned money wether you have some or not.

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Kharmen March 26, 2012 at 8:35 am

OMG! OMG! OMG! I wish I had come here and read the reviews on this company, I don’t know where to start. THESE PEOPLE ARE A TRUE RIP OFF!!!! STARTING WITH SALES KENIA ESTRADA, MARCOS CORONADO, EDDIE SANTIAGO MANAGERS HARRY ARCE, MARIA DEL CARMEN O ( THESE R PROBABLY NOT EVEN THEIR REAL NAMES). AND LAST BUT NOT LEAST SO CALLED FINANCE MANAGER MARTHA CRISTINA…. I LEARNED MY LESSON THE HARD WAY…I WILL BE FILING A COMPLAINT WITH THE BBB…EVEN THOUGH THEY ARE NOT REGISTERED WITH THEM…

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Frank shells July 10, 2012 at 1:09 am

Karmen let me explain you something normally what happens when u don’t pay ur car its that “it gets repo” Carmen Feliciano! So next time pay for it,and will not happen again! Lol

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ri)ky May 25, 2012 at 7:09 am

I own a 2001 taurus I stupidly bought at car credit. First they didn’t even let me pick the car, hey didn’t tell me the price. Actually the car’s worth is about $1500 and I’m still paying like a new one. All personnel are rude even though Marta Christina is hot. If you get to read this comment please take all above me and my word on not buying here. Also if you ever mentioned to another dealer in Tampa you were at car credit, they’ll laugh at you. Jajaja don’t go there, for the love of God. And car credit, your time will come.

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james jones May 25, 2012 at 8:51 pm

never ever buy a car from this place i had a car i got from them 2 days later the transmission went out they want a payment but i cant drive the car im gonna call the bbb asap. this place sucks

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james jones May 31, 2012 at 10:31 am

ITS BEEN 2 WEEKS AN I STILL DONT HAVE MY CAR AND THEY KEEP TELLING ME THAT THE CAR IS STILL IN THE SHOP. THEY REFUSE TO GIVE ME BACK MY MONEY AND MY TRADE IN. I WILL NEVER RECOMEND NO ONE TO THE MOST WORSE CAR DEALERSHIP IN THE WORLD. THIS PLACE IS THE WORSE.

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J Graves June 12, 2012 at 6:50 pm

I can relate to everything that is posted here, all of the statements actually happened to me when I went to buy my car. I was only given one choice I never was able to see a price and didn’t see but the one car that they said I qualified for according to my credit. I had never shopped for a vehicle like that before and must say that I was basically overwhelmed by the way everything was happening. I felt that I was in a desperate situation and thought I didn’t have much of a choice. I am currently trying to file a complaint with the better business bureau, but since they are not listed I hope someone in the office can assist me in having my payment and all of the headaches that has come from being in a vehicle that has not been working right since I brought in home. I am looking at every legal avenue I can to try and get my money back. I will keep this updated and possibly begin a blog because this is totally unacceptable. To God be the glory it is in his control and I trust that he is true to his word we all can make a difference with him on our side. Channel 8 and most news channels have reporters that dig into these types of businesses. Stay tuned for more updates.

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Marlly Sanchez September 27, 2012 at 6:42 pm

This place is a scame STAY AWAY !!!!
My score is 607 and they talk me into getinh a 28.9%
Y’all please go to BBB and report them get them sur down
If its too late like me go get a refinance car load
And take buissnes away from them they making $$ off our interest !!!

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Jhony Case November 15, 2012 at 10:49 am

People please, please stay away from this place. I’m almost too ashamed to confess that I got duped by this place 2 years ago. I will never ever do business with them I’m telling everyone I Know not to even think about buying a car from them. every time I drive by the place and I see potential victims roaming their place I feel like screaming of the top of my lungs to run!!!!!!!!!!.

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Eric Montes November 28, 2012 at 5:27 pm

Wow , i wish someone was in front of the damn place with a sign to warn us. where to begin. first of all the whole price thing. true as ever. october of 2012 went to get a vehicle and no one seem to know what the damn price was. they sit you down , take money and start runnin all ur info before they tell u n e thing about the car ur interested in buyin. we finally settled on 18,889 for the vehicle. i knew it was too but i had no credit. no bad credit just no credit. i paid 6,000 dollars cash for the down payment and an additional 1,600 the following month. i got a print out of my current ammount and it says i owe 18,155. i got the vehicle for 15% and by some f***** slide of hand they added 26.01% + 15% to the amount bringing my grand total up to 26,000 and some change. i signed what i thought was an agreement to 18k and an as is waiver but in the mess of papers somewhere was the gotcha hidden. someone explain this to me. now im stuck paying 280.00 every 2 weeks for 3 years instead of the original 2 they told me. slide of hand . if i have no legal rout to take to fix this then ima spend a couple months in jail settling it my way…..

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Maria February 23, 2013 at 11:30 am

I just want to thank all of the people that took the time to warn us about crooks like this. I watched an ad on tv and i was considering but thank God for sll of you. I will not go there thank you so much and God bless you and don’t worry they’ll get their. But,I feel all if you should report them to the District attorney of Florida so they may be aesre of these crooks because if people do not complain they don’t know.

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brad February 26, 2013 at 2:20 am

I’m sure these people are true scum but WAKE UP! The Better Business Bureau can’t do anything more than tell others about the amount of complaints filed and what the outcomes were. Your posts on this site will have more of an impact because everyone sees your problems. There is only one way to really get these crooks.

Now grow a brain and contact the ATTORNEY GENERAL’S OFFICE! Wow…talk about stupid people!

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wrongway March 3, 2013 at 7:55 pm

liers bad bad people

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Anonymous March 4, 2013 at 11:37 pm

Thanks everyone for the reviews. I think it is a good ideal that every car lot have a complaint site. I too did not understand why the cars have no prices. I will not be shopping there. Good looking out for the working man and woman. Every person should research all car lots

Thanks everyone.

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Aj April 18, 2013 at 2:40 am

Everthing said here is true. I have bearly an credit history, but needed a “dependable” vehicle & after seeing the adds for $6OO down & decent priced tv ads, decided to stop by. No price tag on any vehicle & nobody knew the prices & ask to give them @ least $25OO plus a $22 processing fee to look up my credit & see what i could qualify for. The assured me that if i didn’t do business with them, they would imediatlly release the it & i would have the $25OO in my acount the next day. After a while, they had me sit in the office for a webcam interview with the financial manager who i wouldn’t b able to c on the screen but she could c me (who i later found out it wasthe manager i had just spoke to hidding in the back room) just to be asked for more money down & another $1O processing fee. I asked her how can u asked me for more money when i still didn’t even know a price for any vehicle & i didn’t wish to business with them anymore. The sales lady came running in when i said that & was persistent in not letting me go & showed me a vehicle i would qualify for. When she told me the price, it was about $8OOO above kbb value. I took it on a test drive & first thing i notice its the check engine light on to which she responded ” don’t worry, just sign the lease & i’ll give u a letter so you canhave it inspected for free”. I told her i could ge it inspected for free anywhere & i can’t sign a lease on a vehicle thet is over priced & had a check engine light on. We went back inside & finally starting getting prices on vehicles, all them way way over kbb value. I questioned them about the prices comparing them to the ones on there tv ad, which were around kbb value, & they said those were a mistake from the tv station & those were actually down payments prices. I kept saying no & she keep naming crappy cars priced @ redicoulisy high prices until she finally let me look into the vehicle i was thinking of settling for, down payment & monthlypayments would amount to more if i’d bought the car brand new ( it was a 7 year old car). I told them i didn’t wanna here anymore & just give me my$25OO back. They supposly did, but 3 days later i went to the bank to get some money to buy a vehicle from a private owner but my $25OO hadn’t been returned. I explained to the teller what had happened & she said ” let me guess, it was car credit”, before even looking up my info Aparently, these crooks do this to everyone & somehow get away with it. I called them & they stated no one told me it was 1 day & it was 6 business days & it was a hold, not a full retreve, all bull. My wife went to the office to get a confirmation they had release the money, not before amking her fell like crap for our poor credit or lack of there off & for not making closing a deal with them. I had to let the hood come out a little from me i finally got my money back, with which i was able to by a car cash @ another dealer, which was a later model in great condition & for about $1OOOO cheaper than i would’ve had to pay @ car credit. Long story short, run, do not even go to this lot, much less enter the office. These people r trully the scum of the earth & it bafles me how these people can run a business in the state of florida. Tell your friends, family, neighbors, co-workers etc. To sta awa from car credit & report it to bbb. God bless & b safe

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Aj April 18, 2013 at 2:43 am

Ps: theyall rn business the same, this happened @ the one on west hillsborough ave

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No Car Price Ripoffs May 7, 2013 at 2:15 pm

I couldn’t believe that they wouldn’t tell me the price or what cars I would be allowed to buy without me giving them a down payment. BIG RED FLAG!!! Thank God I only wasted my time there and not my money! Pam Bondi should know about this company, which boasts that they’ve been in business for almost 30 years ripping people off.

I think I will send FL Dist Attorney’s office this website.

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xavier jhonson September 12, 2013 at 5:28 pm

no no no no no please no no no

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Barb October 7, 2013 at 12:29 pm

I keep reading about them checking crefit and here they told me they don’t check credit. I’m glad I read the reviews because now I’m having second thoughts.

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DWT November 22, 2013 at 1:50 pm

is true this people no have respect for nobody and the lady from finance is a B…H she no respect no one.

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Ivette November 23, 2013 at 10:56 am

I have purchased 2 cars from them and not had a problem. They are great in my book.

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Jeff Gordon February 17, 2014 at 7:32 pm

Don’t go to this place. It is the worst of all in Tampa. Nobody knows the price but the manager, they have to pull your credit to get you approve. Don’t report to the credit bureau.
They want your down payment up front. You tell them which car you want they are going to show you another car. interest it is going to be 29%. and more and more and more negative information. If you consider your self inteligent don’t buy from these people.

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solaenlanada@yahoo.com February 24, 2014 at 10:49 am

I too have also fallen victim to their scam. If you have had unacceptable interactions with Car Credit on Hillsborough Ave in Tampa, please contact me.

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Steven March 27, 2014 at 5:48 pm

First of all the people with finance has nothing to do with Car Credit it is a separate business it is called Southwest Finance so do some research before you leave some dumb review about people being rude and unprofessional…I’ve bought several vehicles at Car Credit and everything has been a breeze… pay up and you will not need to cry when they come get it and b aware that any repairs after you drive off the lot are on you and that’s the case with any used car dealer in Florida again do some research at least at Car Credit they help you get on the road ASAP thru their repair facility if you got showed a car different that what you had in mind is because you simply don’t have what it takes to drive that home and if you were treated with no respect it’s because you simply had no manners and that will happen anywhere you go in the mean time go see Jonathan and Kenya they are great sales people they will get you on the road I give him a 10 he went beyond believe to get the car I was after and the payments I was comfortable with.. now I drive the car of my dreams an 07 Dodge Magnum RT yeah that’s right its got a Hemi

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Maria April 19, 2014 at 2:29 pm

My credit was very bad. Car credit gave me the opportunity!!Thanks Car Credit.

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Carla April 19, 2014 at 5:04 pm

THESE PEOPLE ARE SCAMMERS BEWARE. They also own their own finance company but tell you that they dont that they are seperate but their not. They do this because they charge you interest and then also charge you a seperate interest from Southwest Finance Company which they also own. So they think they can get away with that and charge you a vert high ridiculous interest rate though thier own financing company. Please do your research about Car Credit and Southwest Finance Company and dont be another victim

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Frederick Rodriguez June 24, 2014 at 10:47 am

My partner and I were just about to drive over and look at their cars and WHEW! thank God we didn’t! These reviews read like a horror movie! Thank you to all who have saved us from such thieves. We spent all last year saving $8,000 in hopes of buying something nice. We don’t have bad credit, just not much credit. We will be heading elsewhere. Thank you again everyone and we’re sorry you had to go through such pain. Shouldn’t be this way.

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